What is required to have an Affirm account?

To sign up for Affirm, you must:

Be 18 years or older (19 years or older in Alabama or if you're a ward of the state in Nebraska).

Not be a resident of Iowa (IA) or West Virginia (WV).

Provide a valid U.S. or APO/FPO/DPO home address.

Provide a valid U.S. mobile or VoIP number and agree to receive SMS text messages.

The phone account must be registered in your name.

Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.


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